Saving Money?
A good saying: You have to have money to make money. We use to live pay day to pay day. We couldn’t get ahead. We don’t do that any more. We saved and have an emergency fund that can’t be touched accept for emergencies. We have a car fund. I call it our reverse car loan. I put what I think we would pay for a vehicle in the savings on a regular basis. We’ve paid cash for our vehicles for over a decade. We have never just pay for our home mortgage. We pay a few extra dollars on it every month. Now after several years of doing that the principle amount is much lower. We also have a cushion fund – about a pay day ahead. My wife is a master penny stretcher. When she finds things on sale she buys several months worth of the item. Cans of vegetables went on sale yesterday. We bought several months supply. It was over ½ price off. Kim has been known to get gas for under a dollar a gallon.
Hy Vee gas station has a promotion that gives us so much off a gallon of gas for purchase in the Hy Vee store. My wife gets the meds and food together and very cheap gas. I don’t make a lot of money and getting the money saved for the different funds took a lot of sacrifice but it has paid off.
What ways do you use to save money and make your pennies go further?
We always have to be on the alert for the guile, but not to the extent we fail to love people.
Word of the Day- Guile